Question

Which of the following exclusions would fall under Coverage E?

a) Bodily injury to a residence employee
b) Falling Objects
c) Land
d) Contractual Liability

Answer 1

Coverage E typically refers to personal liability coverage in a homeowner's insurance policy. Of the options provided, contractual liability is the exclusion that would fall under Coverage E because personal liability coverage does not extend to contractual obligations.

Step-by-step explanation:

The question 'Which of the following exclusions would fall under Coverage E?' pertains to the exclusions in a liability insurance policy. Coverage E typically refers to personal liability coverage, which is part of a homeowner's insurance policy. In this context, Coverage E would cover claims for bodily injury or property damage for which the insured is legally responsible.

Looking at the options given:

1. Bodily injury to a residence employee could be excluded because it may be covered under workers' compensation.
2. Falling Objects would not be relevant as it relates to property damage rather than liability.
3. Land is not something that would typically be associated with personal liability unless there are specific circumstances involved, like a landowner's liability, but this would still not be an exclusion under Coverage E.
4. Contractual Liability is an exclusion under Coverage E since personal liability does not extend to contractual obligations.

Therefore, the exclusion that would fall under Coverage E is contractual liability.