Final answer:
Most people in the industrialized world consume more than they need due to peer pressure, lack of access, and cultural emphasis on consumerism. This has led to the 'individualization of responsibility'.
Step-by-step explanation:
In the industrialized world, most people consume more than they need due to a combination of factors, including peer pressure and societal norms, lack of access to goods and services, and a cultural emphasis on materialism and consumerism. This rise in consumer culture has also led to the 'individualization of responsibility', where individuals are increasingly expected to rely on themselves, rather than cultivating relationships of mutuality and reciprocity with others.