Question

In cases of multiple insurance policies, who is entitled to claim first from WICA (Work Injury Compensation Act)?

a) The policy with the highest premium
b) The policy that was purchased first
c) The policy covering the most injuries
d) The policy of the employer where the injury occurred

Answer 1

The policy of the employer where the injury occurred is entitled to claim first from WICA (Work Injury Compensation Act).

Step-by-step explanation:

In cases of multiple insurance policies, the answer is d) The policy of the employer where the injury occurred is entitled to claim first from WICA (Work Injury Compensation Act).

Workman's compensation insurance is a type of insurance that pays benefits to workers who suffer an injury on the job. It is typically run at the state level. If an employee is injured while working for a specific employer, the policy of that employer would be the first to cover the claim.

For example, if a worker is injured while working for Company A, the workman's compensation policy held by Company A would be the first policy liable to cover the worker's claim under the Work Injury Compensation Act.