Final answer:
Worker's compensation insurance provides compensation for total permanent incapacity, which includes full wage replacement, partial medical coverage, and vocational rehabilitation support.
Step-by-step explanation:
Under the Work Injury Compensation Act (WICA), compensation for total permanent incapacity generally involves:
a) Full wage replacement
In cases where an employee suffers total permanent incapacity due to a work-related injury or illness as assessed by a medical professional, the WICA typically entitles the affected individual to compensation. This compensation often involves a payout that replaces a portion or the entirety of the employee's lost income or wages due to the permanent incapacity, aiming to provide financial support to the injured worker. The compensation is generally calculated based on the employee's average monthly earnings prior to the incident.