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Which provinces provide compulsory automobile insurance coverage to residents?

A. All provinces and territories
B. Only Quebec and Ontario
C. Only British Columbia and Alberta
D. None of the provinces

User Louann
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1 Answer

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Final answer:

In Canada, compulsory automobile insurance coverage is provided by A. All provinces and territories

Step-by-step explanation:

In Canada, compulsory automobile insurance coverage is provided to residents in all provinces and territories. Each province and territory operates its own automobile insurance system, regulated by its respective government. These systems ensure that individuals who own and operate vehicles have mandatory insurance coverage.

The specifics of compulsory automobile insurance can vary from one region to another. For instance, in some provinces like British Columbia, Saskatchewan, and Manitoba, there are government-run insurance plans that provide basic compulsory coverage. Other provinces, such as Ontario and Quebec, have private insurance systems regulated by the government, where individuals purchase mandatory coverage from private insurers.

Regardless of the structure—whether government-operated insurance plans or privately provided insurance with government oversight—all provinces and territories in Canada have regulations in place mandating that residents hold compulsory automobile insurance to legally operate a vehicle on public roads. This insurance coverage typically includes liability coverage, accident benefits, and coverage for uninsured or underinsured motorists to ensure protection for drivers, passengers, and others involved in vehicular accidents.

User Gojko Adzic
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