Question

Liability Insurance - The types of bodily injury which the insurer agrees to pay on behalf of the insured include:

A. Physical injury only
B. Emotional injury only
C. Both physical and emotional injuries
D. Property damage

Answer 1

Liability insurance covers both physical and emotional injuries on behalf of the insured.

Step-by-step explanation:

Liability insurance covers bodily injury and property damage on behalf of the insured. In this case, the types of bodily injury that the insurer agrees to pay for include both physical and emotional injuries.

For example, if someone slips and falls on your property, resulting in physical injuries like broken bones and emotional distress, liability insurance would cover the medical expenses and potential legal claims.

Therefore, the correct answer to the question is option C. Both physical and emotional injuries are covered under liability insurance.