Final answer:
Georgina is insured for a total of $250,000 across all her accounts by the FDIC. $200,000 from her individual savings and $150,000 from a joint account are each fully protected, but the maximum coverage she can receive is $250,000 due to FDIC limits.
Step-by-step explanation:
Georgina has $200,000 in a savings account and another $150,000 in an investment account held jointly with her daughter. If we consider the FDIC's deposit insurance rules, each depositor is insured up to $250,000 per account category at an FDIC-insured institution. Therefore, Georgina's savings account with $200,000 is fully protected.
For the joint account, since it is a different account category, the $150,000 held jointly is also protected separately. This means that the total amount protected by the FDIC for Georgina would be $200,000 from the savings account plus $150,000 from the joint investment account, which equals $350,000. However, since the FDIC insurance limit is $250,000 per account category, the maximum she would be able to recover is $250,000 in total.
Thus, the correct answer is (c) $250,000, as this is the FDIC's maximum insurance limit for one owner's deposits within each account category.