Final answer:
An insurance policy must include comprehensive liability coverage, personal injury coverage, and motor vehicle coverage to provide a well-rounded protection for the policyholder.
Step-by-step explanation:
An insurance policy must include comprehensive liability coverage, personal injury coverage, and motor vehicle coverage to provide a well-rounded protection for the policyholder. Comprehensive liability coverage protects against claims for property damage or bodily injury caused by the insured party. Personal injury coverage provides compensation for medical expenses and lost wages resulting from an accident. Motor vehicle coverage protects against damages to the insured vehicle and liability for damages caused to others.