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A high-interest savings account that pays 5.5% annual interest. If $1000 is deposited, how much interest is earned after one year?

A. $45
B. $55
C. $65
D. $75

1 Answer

1 vote

Final answer:

The interest earned on a $1000 deposit in a savings account with an annual interest rate of 5.5% after one year is $55, which is option B.

Step-by-step explanation:

To calculate the interest earned on a high-interest savings account, we can use the formula:

Interest = Principal × Rate × Time

Given that $1000 is deposited in the account and the annual interest rate is 5.5%, we can substitute the values into the formula:

Interest = $1000 × 0.055 × 1

To calculate the amount of interest earned on a savings account, we use the simple interest formula which is Interest = Principal × Rate × Time. In this case, the principal amount is $1000, the annual interest rate is 5.5%, and the time is 1 year. We convert the percentage to a decimal by dividing 5.5 by 100, resulting in 0.055.

Then we multiply the principal by this decimal rate and the time frame: $1000 × 0.055 × 1 = $55.

Therefore, after one year, $55 in interest is earned, which corresponds to option B.

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