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What is the effective annual rate of 8% compounded quarterly?

User Fabianius
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Final answer:

The effective annual rate of 8% compounded quarterly is 8.24%.

Step-by-step explanation:

The effective annual rate can be calculated using the formula:

Effective annual rate = (1 + (interest rate / number of compounding periods)) ^ number of compounding periods - 1

In this case, the interest rate is 8% and it is compounded quarterly, which means there are 4 compounding periods in a year. Plugging the values into the formula, we get:

Effective annual rate = (1 + (0.08 / 4))^4 - 1 = 0.0824 or 8.24%

The effective annual rate can be calculated using the formula:

Effective annual rate = (1 + (interest rate / number of compounding periods)) ^ number of compounding periods - 1

In this case, the interest rate is 8% and it is compounded quarterly, which means there are 4 compounding periods in a year.

Therefore, the effective annual rate of 8% compounded quarterly is 8.24%.

User Berek Bryan
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