Final answer:
Selling insurance without a license, misrepresenting policy terms, and failing to disclose conflicts of interest can result in the suspension of an agent's license. However, completing required continuing education courses will not lead to license suspension.
Step-by-step explanation:
Selling insurance policies without a valid license, misrepresenting policy terms to clients, and failing to disclose conflicts of interest are all activities that can result in the suspension of an agent's license. However, completing required continuing education courses will not result in the suspension of an agent's license.
When selling insurance policies, having a valid license is essential to ensure that the agent has the necessary knowledge, skills, and qualifications to serve clients effectively. Misrepresenting policy terms to clients is unethical and can harm the client's interests. Failing to disclose conflicts of interest undermines the agent's duty to act in the best interest of the client.
On the other hand, completing required continuing education courses is actually a requirement for maintaining an agent's license. These courses help agents stay up-to-date with industry regulations, changes in policies, and advances in insurance practices.