Final answer:
In staff model HMOs, enrollees avail pharmacy services within the HMO's facilities or contracted pharmacies, and providers are typically salaried employees.
Step-by-step explanation:
In a staff model Health Maintenance Organization (HMO), enrollees usually have access to pharmacy services that are provided within the HMO's own facilities or through contracted pharmacies. The medical care providers, including pharmacists, are salaried employees who work directly for the HMO. This type of structured healthcare system contrasts with a fee-for-service system, as the provision and payment for healthcare, including prescription drugs and medical supplies, are managed by the organization. HMOs aim to reduce adverse selection by providing a set package of benefits to all members, which encourages both low-risk and high-risk individuals to join since the cost is spread across the entire group.