Question

Costs associated with distracted driving related crashes could include?

1) Medical expenses
2) Vehicle repair costs
3) Legal fees
4) Increased insurance premiums

Answer 1

All options are correct as costs from distracted driving crashes include medical expenses, vehicle repair costs, legal fees, and increased insurance premiums.

Step-by-step explanation:

The correct answer is all of the options are correct. Costs associated with distracted driving related crashes can include a variety of financial burdens on the parties involved.

These costs can encompass medical expenses for any injuries sustained during the accident, vehicle repair costs to fix the damage incurred by the cars, legal fees resulting from lawsuits or legal disputes post-accident, and increased insurance premiums due to the elevated risk profile of the driver after the incident.

To illustrate, consider a scenario where a group of 100 drivers pays a $1,860 insurance premium annually. In this group, small accidents such as door dings might cost $100 each, while larger accidents can cost up to $15,000. Despite not knowing who will be involved in accidents, the total damage costs can amass to $186,000. This is an indication of how accidents contribute to the financial calculations behind insurance premiums.