Final answer:
Comprehensive coverage is the type of homeowners insurance that covers fully for the house and personal property destroyed in a fire.
Step-by-step explanation:
The type of homeowners insurance that covers fully for the house and personal property destroyed in a fire is called comprehensive coverage. This type of coverage is often referred to as a 'special form' or 'all-risk' policy, which means it covers all perils unless they are specifically excluded in the policy.
With comprehensive coverage, your home and personal property are protected against a wide range of risks, including fire, smoke damage, theft, vandalism, and more. It is important to review the policy carefully to understand the specific coverage limits and exclusions.
For example, if your house and personal belongings are completely destroyed in a fire, a comprehensive homeowners insurance policy would typically cover the cost of rebuilding your home and replacing your damaged personal property.