Final answer:
Manufactured homes outside of parks are treated differently from conventional stick-built homes in terms of property classification, financing, insurance, and zoning and building code requirements.
Step-by-step explanation:
A manufactured home outside of a manufactured home park is treated differently from a conventional 'stick built' home in several ways. Manufactured homes are often seen as personal property and can depreciate over time, unlike stick-built homes which are generally considered to be real property and may appreciate in value. Additionally, financing options and insurance policies differ between these two types of homes, with manufactured homes sometimes facing higher interest rates and insurance costs. Lastly, zoning and building codes can also treat manufactured homes distinctively, potentially limiting where they can be placed or requiring different standards for foundation and utility connections.