Final answer:
When submitting a claim for a patient with coverage through multiple BCBS plans, it is necessary to determine the primary and secondary insurance plans and submit claims accordingly.
Step-by-step explanation:
When submitting a claim for a patient with coverage through more than one BCBS plan, it is important to follow certain steps to ensure proper coordination of benefits. The process involves determining the primary and secondary insurance plans and submitting claims to each plan accordingly. In most cases, the primary plan will be the one covering the patient as an individual, while the secondary plan may be through a spouse or parent. The primary plan will typically pay the majority of the claim, and the secondary plan will cover any remaining costs up to its maximum benefit limit.