Final answer:
The insured's homeowners policy will pay to remove a fallen tree if it has caused damage to the insured's vehicle or if it is blocking the driveway. Therefore, the correct answer is option D.
Step-by-step explanation:
The subject of this question is Insurance. Specifically, it is about the homeowners insurance policy and the conditions under which it will pay to remove a fallen tree from the insured's yard.
According to the information provided, the insured's homeowners policy will pay to remove the tree if it has caused damage to the insured's vehicle or if it is blocking the driveway. Therefore, the correct answer is option D.