Question

The Terrorism Risk Insurance Program Reauthorization Act of 2015 excludes all acts of terrorism if the act is committed as part of the course of a war declared by Congress with the exception of one line of insurance. Which of the following is the only line of insurance that would still be covered in case of a war?

Answer 1

The Terrorism Risk Insurance Program Reauthorization Act of 2015 only maintains coverage for workers' compensation in cases of terrorism if a war is declared by Congress.

Step-by-step explanation:

The Terrorism Risk Insurance Program Reauthorization Act of 2015 does indeed have a stipulation concerning the coverage of acts of terrorism in the case that Congress declares a war. However, the only line of insurance that still provides coverage in this scenario is for workers' compensation. This line of insurance is unique because it is mandated by law in many instances to cover injuries or death of employees in the course of their employment, regardless of fault, which could include acts of war or terrorism.