Question

An insured in West Virginia is involved in a collision in his covered vehicle. He submits a claim to his insurer. How many days does the insurer have to exercise its right to inspect the vehicle prior to repair?

Answer 1

In West Virginia, an insurer has 10 business days to inspect a covered vehicle prior to repair after a collision.

Step-by-step explanation:

In West Virginia, an insurer has the right to inspect a covered vehicle prior to repair after a collision. According to West Virginia Code, the insurer must exercise this right within 10 business days after receiving notice of the claim.

During the inspection, the insurer may assess the damage and estimate the cost of repairs. This helps the insurer determine the appropriate coverage and negotiate with repair shops.

It's important for the insured to promptly report the collision and provide all necessary information to the insurer to ensure a smooth claims process.