Final answer:
A motor truck cargo policy typically covers transported goods such as manufactured goods, food, electronics, and clothing, but not live animals, parcel delivery, or hazardous materials without special endorsement. Scanning devices and cargo space for energy storage are operational aspects and do not relate to coverage. The motion of a truck's trailer on the road is unrelated to the policy's coverage.
Step-by-step explanation:
Under a motor truck cargo policy, the coverage primarily includes goods being transported by a motor truck. Such policies are designed to protect the carrier in case of lost or damaged cargo. Covered items can range from commercial shipments to personal property, but typically, cargo policies define and sometimes restrict what type of cargo is covered. Commonly covered items in a motor truck cargo policy could include manufactured goods, food items, electronics, and clothing. However, there can be exclusions such as live animals, parcel delivery (which may be covered under a different type of policy), or hazardous materials without a special endorsement.
Items like stowaways or vehicles used as part of the transportation process such as those on rubber tires are generally not covered as cargo since they are not seen as goods being shipped. Also, customs officers using scanning devices to reveal the contents of trucks, and decisions about how much cargo space can be allocated for energy storage in the context of electric trucks, are not coverage elements, but rather operational aspects related to the shipping or design of cargo vehicles.
The behavior of a freight truck on the road, such as a trailer that bounces up and down slowly, could provide insights into the loading condition but does not directly pertain to cargo insurance coverage