Final answer:
Oregon law, in line with the ACA, does not allow pregnancy to be treated as a pre-existing condition. Insurance companies are prohibited from denying coverage for pre-existing conditions, and there are specific protections for genetic information.
Step-by-step explanation:
According to Oregon law, all of the following must be included in the treatment of pre-existing conditions, EXCEPT that pregnancy may be treated as a pre-existing condition.
In accordance with the Patient Protection and Affordable Care Act (ACA), which is commonly known as Obamacare, insurance companies are prohibited from rejecting people based on pre-existing medical conditions. This was a landmark change to ensure that people with a history of illnesses or chronic diseases can receive health insurance without discrimination. Furthermore, the ACA eliminated both annual and lifetime limits on payments by insurance companies, strengthened coverage for individuals moving between health plans, and provided protections for genetic information.
Specifically, credit must be given to those who switch insurance plans within 63 days to prevent breaks in coverage, and genetic information cannot be used as evidence of a pre-existing condition. These measures were introduced to broaden the accessibility of healthcare and address the issue of millions of uninsured or underinsured Americans, many of whom faced healthcare coverage challenges due to pre-existing conditions before the ACA's enactment.