Question

Which of the following could be considered ""your covered auto"" under a standard Personal Auto policy?

a.Any vehicle shown in the Declarations: If a specific vehicle is listed in the policy declarations, it is considered your covered auto.
b.A newly acquired auto If you acquire a new vehicle
during the policy period, it is automatically covered under your policy. This includes private passenger autos or pickups/vans meeting certain criteria.
c.If you own a trailer, it is considered your covered auto.
d. all the above

Answer 1

The answer is 'd. all the above', indicating that 'any vehicle shown in the Declarations', 'a newly acquired auto', and 'if you own a trailer', they all are considered as 'your covered auto' under a Personal Auto policy.

Step-by-step explanation:

The question refers to what is considered "your covered auto" under a standard Personal Auto insurance policy. The answer to this question is d. all the above. This means that:

• Any vehicle shown in the Declarations: A specific vehicle listed in the policy declarations is considered your covered auto.
• A newly acquired auto: If you obtain a new vehicle during the policy period, it automatically falls under the coverage of your policy, assuming it meets the criteria of private passenger autos or pickups/vans.
• If you own a trailer: A trailer owned by you is also part of your covered auto under the policy.

When considering car insurance, it's important to take into account factors such as the vehicle's safety rating, your driving history, the history of the vehicle (if used), and your age, as these can all affect your insurance rates. These rates can typically be paid monthly, quarterly, or biannually, and are an ongoing cost in addition to your vehicle payments.