Final answer:
Penalties for reckless driving can include fines, points on your license, increased insurance rates, and possibly jail time; penalties for loaning your license to another motorist can include fines, license suspension, and criminal charges.
Step-by-step explanation:
The penalties for the violations in question can vary widely depending on the jurisdiction in which the offense takes place. For reckless driving, this serious traffic violation can often result in a range of consequences including large fines, points on the driver's license, increased insurance rates, and in some cases, license suspension or revocation, community service, and even jail time. The specific penalty would depend on the severity of the reckless behavior and whether any property damage or injuries occurred.
As for loaning your license to another motorist, this also carries penalties and is considered a form of fraud. Penalties might include fines, points on your license, license suspension, and potentially criminal charges depending on the situation. Both actions are taken seriously by law enforcement and can significantly impact an individual's driving record and legal standing.