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6-) Norm Kandel puts $3,500 into his IRA, an ordinary annuity, at the end of every

year. If he earns 5.762% interest compounded annually, how much will he have
after 25 years? How much interest will he have earned?

1 Answer

6 votes

Final answer:

Norm will have approximately $10,899.09 after 25 years and will have earned approximately $7,399.09 in interest.

Step-by-step explanation:

To find how much Norm will have after 25 years, we can use the formula for compound interest:

A = P(1 + r/n)^(nt)

Where:

A = the final amount

P = the principal amount (initial investment)

r = annual interest rate (as a decimal)

n = number of times interest is compounded per year

t = number of years

In this case, Norm invests $3,500 at the end of every year, so the principal amount is $3,500.

The annual interest rate is 5.762% (or 0.05762 as a decimal).

Since the interest is compounded annually, n is 1.

And t is 25 years.

Plugging these values into the formula, we get:

A = 3500(1 + 0.05762/1)^(1*25)

A = 3500(1 + 0.05762)^25

A ≈ $10,899.09

Therefore, after 25 years, Norm will have approximately $10,899.09.

To find how much interest Norm will have earned, we can subtract the initial investment from the final amount:

Interest = A - P

Interest = $10,899.09 - $3,500

Interest ≈ $7,399.09

Therefore, Norm will have earned approximately $7,399.09 in interest after 25 years.

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