Question

Mrs. Walters is entitled to Part A and has medical coverage without drug coverage _________.

A) through her employer
B) under Medicare
C) as a veteran
D) through a private insurance plan

Answer 1

Mrs. Walters likely has medical coverage under Medicare, which, for Part A, covers hospital charges but not prescriptions, and the participant is responsible for a deductible and copayments.

Step-by-step explanation:

Mrs. Walters, who is entitled to Part A and has medical coverage without drug coverage, likely has this coverage under Medicare. Medicare is a federal system of health insurance primarily for people over sixty-five years old. Part A covers some hospital charges and is funded by payroll deductions. It requires a deductible and copayments but has no limits on total costs. Part B, which is optional, covers costs outside of hospital stays such as physician services and outpatient visits, where participants pay a monthly fee and the government covers about three-fourths of the overall costs.

Private insurance can come in the form of employment-based insurance provided by an employer or direct-purchase insurance bought from a private company. In contrast, veterans are eligible for the Veterans Health Administration system. As the question specifically mentions medical coverage without drug coverage, it points to Medicare, which once did not cover certain prescriptions and other services.

Answer 2

Mrs. Walters is entitled to Part A and has medical coverage without drug coverage under Medicare since Medicare Part A does not include drug coverage. The correct option is B.

Step-by-step explanation:

The question pertains to Medicare coverage and where Mrs. Walters has medical coverage without drug coverage. Given the options provided, Mrs. Walters is entitled to Part A and has medical coverage without drug coverage under Medicare. Medicare Part A covers hospital charges and is available to individuals eligible for Social Security benefits, but it does not include drug coverage, which is part of Medicare Part D.

It's important to note that private insurance plans often offer drug coverage as do some employers, and veterans may have separate benefits through the Veterans Health Administration, which can include drug coverage. Therefore, the correct answer is B) under Medicare.