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Under the Affordable Care Act, an employer group health plan will qualify as "minimum essential coverage" if it covers which of the following services?

User Fiver
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Final answer:

An employer group health plan meets minimum essential coverage under the Affordable Care Act if it offers insurance to employees and covers individuals with preexisting conditions, in accordance with the employer mandate for businesses with over 50 employees.

Step-by-step explanation:

An employer group health plan qualifies as "minimum essential coverage" under the Affordable Care Act (ACA) if it includes specific essential health benefits and adheres to established requirements.

One of these requirements is the so-called employer mandate, which states that all employers with more than 50 employees must offer health insurance to their staff.

This mandate also involves providing coverage for individuals with preexisting conditions and offering coverage to those without health insurance.

The ACA aims to ensure a mix of individuals within the insurance pool to prevent adverse selection. This involves those with higher health risks as well as those with lower health risks, making the system sustainable.

Despite the potential changes to the ACA with the new administration, these fundamental aspects highlight the initiative to expand health coverage across the United States.

User BruceHill
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