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If Ella truly is an independent contractor, can FedCo generally be held responsible to provide workers' compensation insurance for Ella?

1) Yes, FedCo can be held responsible for providing workers' compensation insurance for Ella.
2) No, FedCo cannot be held responsible for providing workers' compensation insurance for Ella.
3) It depends on the specific terms of the contract between Ella and FedCo.
4) Workers' compensation insurance is not applicable to independent contractors.

1 Answer

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Final answer:

FedCo is generally not responsible for providing workers' compensation insurance to Ella if she is an independent contractor. Such insurance is mandated for employees, and independent contractors are typically excluded. Nonetheless, contract specifics should always be reviewed for potential exceptions.

Step-by-step explanation:

Regarding the question of whether FedCo can be held responsible for providing workers' compensation insurance to an independent contractor like Ella, the general rule is: No, FedCo cannot be held responsible for providing workers' compensation insurance for Ella if she truly is an independent contractor. Workers' compensation insurance is typically mandated for employees, not independent contractors. The critical distinction lies in the employment status of the individual. Employers are required by law to contribute to workers' compensation funds, which are state-level programs designed to assist workers who sustain an injury while performing their job.

If Ella is indeed an independent contractor, she would not be classified as an employee; therefore, FedCo would not be obligated to provide workers' compensation insurance. However, it is always important to review the specific terms of the contract between Ella and FedCo since contractual agreements can sometimes create exceptions or additional obligations.

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