Final answer:
The term describing a personality that embodies both male and female traits is 'androgynous.' It differs from terms like transgender, bisexual, and non-binary.
Step-by-step explanation:
The term used to describe a personality with a complete blending of male and female traits is androgynous. Androgyny refers to a mixture of masculine and feminine characteristics in a person's identity or presentation. This concept differs from transgender, which describes individuals whose gender identity is different from the sex they were assigned at birth, and from bisexual, which relates to sexual orientation and means being attracted to both one's own gender and other genders. Non-binary is a term that relates more broadly to individuals who do not subscribe exclusively to the categories of male or female.