Final answer:
Using a mathematical formula to solve a problem exemplifies an algorithm, which is a precise, step-by-step problem-solving strategy.
Step-by-step explanation:
Using a mathematical formula to find the solution to a problem is an example of an algorithm. An algorithm is a step-by-step problem-solving strategy that provides you with detailed instructions to achieve a desired outcome. In contrast, a heuristic is a mental shortcut that provides a general problem-solving framework but is not as detailed as an algorithm.
For instance, when you use a specific formula to calculate the area of a circle, you are using an algorithm, whereas utilizing past experiences to solve a problem is more indicative of insight learning or a heuristic.