Question

X owns a disability income policy. X recently suffered a disability which was due to the same cause as a previous disability. These disabilities both occurred over a four-month span. Which of the following provisions allows X's second disability to be covered without a new elimination period?

Answer 1

The provision that allows X's second disability to be covered without a new elimination period is called the "recurrent disability provision."

Step-by-step explanation:

The provision that allows X's second disability to be covered without a new elimination period is called the "recurrent disability provision."

This provision states that if X suffers a disability due to the same cause as a previous disability within a specified time period, usually 6 to 12 months, the elimination period for the second disability will be waived, and X will start receiving benefits immediately.