Question

An insured is involved in an accident that renders him permanently deaf, although he does not sustain any other major injuries. The insured is still able to perform his current job. To what extent will he receive Presumptive Disability benefits?

a)Full benefits for 2 years
b)No benefits
c)Full benefits
d)Partial benefits

Answer 1

If the insured is still able to perform their current job despite being permanently deaf, they will not receive Presumptive Disability benefits.

Step-by-step explanation:

If the insured is involved in an accident that permanently renders him deaf but he is still able to perform his current job, he will not receive Presumptive Disability benefits.

Presumptive Disability benefits are typically provided when the insured suffers from a disability that prevents them from engaging in substantial gainful activity, which means they are unable to perform any work due to their disability. Since the insured is still able to perform their current job despite the deafness, they would not meet this criteria and would not be eligible for Presumptive Disability benefits.