Final answer:
An albino individual lacks the ability to produce melanin, leading to pale skin and hair, and increased UV sensitivity.
Step-by-step explanation:
An albino individual lacks the ability to produce melanin, which is a pigment responsible for giving color to skin, hair, and eyes. The cause of albinism is due to a mutation in the gene that codes for an enzyme called tyrosinase. This enzyme is necessary for the synthesis of melanin. Without functioning tyrosinase, melanocytes are unable to produce melanin, leading individuals with albinism to have very pale skin and hair, and increased sensitivity to sunlight and UV radiation.