Final answer:
In appraising, the present discounted value method emphasizes the present worth of future benefits. It compares current investment costs to the future benefits' present worth, aiding decision-making in business, government projects, and even for individual financial scenarios like lottery winnings.
Step-by-step explanation:
In appraising, the method that places the greatest emphasis on the present worth of future benefits to be received by the owner is the present discounted value method.
This approach is central to various decision-making processes, not just in finance, but also in other applications such as capital investments, government projects, environmental policies, and handling lottery winnings.
It requires comparing a set of present costs to the present discounted value of future benefits, making it an indispensable tool for analyzing investments that have costs and benefits spread over time.