Final answer:
A middle-of-the-road landlord insurance policy is typically referred to as a dwelling policy and provides coverage for various situations, including dwelling damage, burglary, medical incidents, and car damages.
Step-by-step explanation:
A middle-of-the-road landlord insurance policy is typically referred to as a dwelling policy in the insurance industry. This type of policy provides coverage for various situations, including when the dwelling is damaged or burglarized. Additionally, it may cover expenses related to medical incidents involving the policyholder and damages caused by a car.