Question

All of the following are included in the Declarations of a property policy, except:

a. The amount of premium

b. The perils insured against

c. The amount of coverage

d. The named insured's mailing address

Answer 1

d. The named insured's mailing address

The Declarations of a property insurance policy include several key pieces of information, but the 'named insured's mailing address' is not one of them. It is required for administrative purposes but does not define the coverage terms of the policy.

Step-by-step explanation:

The Declarations of a property insurance policy typically include several key pieces of information that define the terms of the policy.

These are:

• The named insured's information and mailing address
• A description of the property covered
• The perils insured against
• The policy period or dates of coverage
• The limit of liability, which is the amount of coverage
• The deductibles
• The premium, which is the cost of the insurance

The one item that is not included in the Declarations of a property policy is the named insured's mailing address. While it is required for the administration of the policy, the mailing address does not define the coverage terms and so would not typically be part of the Declarations page but rather in the contact section of the policy paperwork.