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What are the three c’s in personal finance

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Final answer:

The three C's in personal finance are cash flow, credit, and capital. Understanding these principles is important for managing finances and achieving financial goals.

Step-by-step explanation:

In personal finance, the three C's refer to the basic principles or components of managing one's finances: cash flow, credit, and capital.

  1. Cash Flow: This refers to the money coming in (income) and going out (expenses) of a person's finances. It is important to have a positive cash flow by ensuring that income exceeds expenses.
  2. Credit: Credit involves borrowing money and using credit cards. It is important to understand the costs and benefits of using credit and to manage debt responsibly.
  3. Capital: Capital refers to the financial resources or assets that a person owns. This includes savings, investments, and property. Building and managing capital is essential for long-term financial stability and achieving future goals.

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