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What are some types of information that are NOT factored into a FICO score?

1 Answer

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Final answer:

FICO scores do not include factors like race, gender, religion, or social security numbers, and do not consider personal interests like TV show preferences.

Step-by-step explanation:

FICO scores are a critical part of financial assessments when it comes to lending, as lenders use this information to make credit decisions. However, there are several types of information that do not influence your FICO score. These include personal details such as race, gender, religion, and also your social security number. Moreover, your interests or habits, like responses to a social website satisfaction survey or preferred TV shows, have no bearing on your FICO score. It is important to know that a bad credit score does not last indefinitely; with responsible financial behavior, it can be improved over time.

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