Final answer:
In Texas, all owners and operators of motor vehicles are required to have a minimum of property damage insurance. This insurance coverage provides financial protection in case the insured person causes damage to someone else's property while operating a motor vehicle.
Step-by-step explanation:
Automobile Insurance Requirements in Texas
In Texas, all owners and operators of motor vehicles are required to have a minimum of property damage insurance. This insurance coverage provides financial protection in case the insured person causes damage to someone else's property while operating a motor vehicle.
For example, if the insured driver accidentally hits another car and causes damage, property damage insurance would cover the cost of repairing the other person's car.
It's important to note that the amount of insurance coverage required may vary depending on the specific situation and the type of vehicle being insured. Therefore, it is advisable to consult the Texas Department of Insurance or an insurance professional for accurate and up-to-date information.