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Which of the following is an accurate statement regarding a company's ability to meet its long-term debt obligations?

a)If the debt-to-equity ratio is too high, it may indicate that the company has used up its borrowing capacity.
b)If the debt-to-equity ratio is too high, it may mean that available leverage is not being used to the owners' benefit.
c)The times interest earned ratio indicates if a company can make both its principal and interest payments.
d)The key ratios that are used to measure a long-term solvency are debt to equity and return on assets.

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Final answer:

The most accurate statement about a company's ability to meet its long-term debt obligations is that a high debt-to-equity ratio may indicate the company has exhausted its borrowing capacity, suggesting potential over-leverage and increased financial risk. The correct option is A.

Step-by-step explanation:

Assessing a company's ability to meet its long-term debt obligations involves analyzing various financial ratios and statements. When considering the provided options:

  • Ratios such as the debt-to-equity ratio help evaluate a company's financial leverage and its reliance on debt financing compared to shareholders' equity. A high debt-to-equity ratio might indicate that a company is heavily financed by debt, which could exhaust borrowing capacity and increase risk.
  • However, a very high debt-to-equity ratio does not necessarily indicate underuse of leverage; it more often suggests over-leverage, possibly jeopardizing financial stability.
  • The times interest earned ratio is a measure of a company's ability to honor its interest payments, not directly its principal.
  • The key ratios for evaluating long-term solvency do include debt to equity but typically pair it with interest coverage ratios rather than return on assets.

In summary, the most accurate statement regarding a company's ability to meet its long-term debt obligations among the provided options is (a): If the debt-to-equity ratio is too high, it may indicate that the company has used up its borrowing capacity.

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