Final answer:
The answer is false. Individuals who are still working past the age of 65 do not have to have Medicare coverage.
Step-by-step explanation:
The answer to the question is b) False. Individuals who are still working past the age of 65 do not have to have Medicare coverage. Medicare is a government program that provides health insurance primarily to people who are 65 and older.
However, if individuals are still working and have employer-sponsored health insurance, they may choose to delay enrolling in Medicare Part B, which covers outpatient services, and Medicare Part D, which covers prescription drugs. If their employer-sponsored coverage is considered credible, meaning it provides comparable coverage to Medicare, they can delay enrolling in Medicare without facing penalties.
It's important for individuals who are still working past the age of 65 to discuss their options with their employer and a Medicare representative to make an informed decision about their healthcare coverage.