Final answer:
Samantha holds equitable title rights during the contract for deed process, which gives her the right to occupy and use the property and eventually acquire full ownership upon completing the contract terms.
Step-by-step explanation:
Samantha, as the buyer in a contract for deed arrangement, holds c) Equitable title rights during the contract for deed process. This means she has an ownership interest that gives her the right to acquire full ownership upon fulfillment of the contract's terms.
Under a contract for deed, the buyer has the right to occupy and use the property, but does not hold full ownership rights until they have fully paid the purchase price and fulfilled any other conditions stipulated in the contract. During the term of the contract, the seller retains the legal title to the property, but the buyer obtains an equitable title which is a form of ownership interest that is recognized as giving the holder a right to obtain full legal title once contract conditions are met.
If Samantha meets all the requirements of the contract, including making all payments, she will then gain full ownership rights and the seller will transfer the legal title to her, completing the process.