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What are the two basic parts included in the entire contract provision of a health and accident policy?

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Final answer:

The two basic parts included in the entire contract provision of a health and accident policy are the insuring agreement and the policy conditions.

Step-by-step explanation:

In a health and accident policy, the entire contract provision typically consists of two basic parts: the insuring agreement and the policy conditions.

  1. The insuring agreement outlines the coverage provided by the policy, including what is covered, the limits of coverage, and any exclusions or limitations.
  2. The policy conditions define the terms and conditions under which the policy will operate, such as the premium payment terms, the process for filing claims, and the obligations of both the insurer and the insured.

These two parts work together to form the contractual agreement between the insurer and the insured.

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