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The NAIC Uniform Provisions Law applies to which type of health insurance policies?

a) Group health insurance policies
b) Individual health insurance policies
c) Medicare and Medicaid policies
d) Long-term care insurance policies

User IntoVoid
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Final answer:

The NAIC Uniform Provisions Law applies to individual health insurance policies. The individual mandate provision of the 2010 U.S. healthcare reform required everyone to have health insurance or pay a penalty. Medicare is the public healthcare system primarily for people over sixty-five years old.

Step-by-step explanation:

The NAIC Uniform Provisions Law applies to b) Individual health insurance policies. These uniform provisions were designed to set standards for the health insurance industry and apply to policies that individuals purchase directly from a private company. This law ensures that these policies meet certain requirements in terms of coverage, consumer protections, and other policy terms.

Regarding the individual mandate provision of the 2010 U.S. healthcare reform, it c) requires everyone to have insurance or pay a penalty. This mandate was a part of the Affordable Care Act, intended to increase the number of Americans covered by health insurance.

The public healthcare system that offers insurance primarily to individuals over sixty-five years old is b) Medicare. Medicare is a federal program established to provide health insurance coverage for the elderly and certain younger people with disabilities.

User Faridz
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