Question

HIPAA's exclusion window is reduced if there is not a break in insurance of _____ days.

a) 30 days
b) 45 days
c) 60 days
d) 90 days

Answer 1

The HIPAA exclusion window is reduced without a break in insurance coverage of 63 days, which isn't listed in the provided options. Gaps of 63 days or more can negatively impact an individual's rights under HIPAA, especially concerning pre-existing conditions.

Step-by-step explanation:

HIPAA's exclusion window is reduced if there is not a break in insurance of 63 days. Coverage gaps of 63 days or more can significantly affect an individual's rights under HIPAA, particularly concerning pre-existing condition exclusion periods. The correct answer is not listed in the given options, as the Health Insurance Portability and Accountability Act (HIPAA) specifies a 63-day window for maintaining coverage without a break to avoid the increased exclusion period for pre-existing conditions.