Final answer:
Contact with an inanimate object is covered under comprehensive coverage, which protects against non-collision damage to a vehicle, such as theft and natural disasters, whereas collision coverage pays for accident-related damages.
Step-by-step explanation:
Contact with an inanimate object is covered under comprehensive coverage. Comprehensive coverage is a type of auto insurance that provides protection against damage to your vehicle not caused by a collision. It typically covers events such as theft, vandalism, fire, natural disasters, falling objects, and contact with animals. Collision coverage, on the other hand, pays for damage to your vehicle resulting from a collision with another vehicle or object. Liability coverage is insurance that provides protection against legal responsibility for bodily injury and property damage to others in the event of an accident.