Question

Losses caused by vandalism and malicious mischief are excluded from coverage if a dwelling has been vacant for how many days?

Answer 1

Losses caused by vandalism or malicious mischief will not be covered by most homeowners' insurance policies if the dwelling has been vacant for a certain period, typically 60 consecutive days.

Step-by-step explanation:

In the context of homeowners' insurance, the term vacant refers to a situation where a dwelling is empty, without personal belongings, and no one is living there. Standard homeowners' insurance policies often include a clause stating that losses caused by vandalism or malicious mischief will not be covered if the dwelling has been vacant for a certain number of consecutive days. While the specific number of days can vary by policy, it is commonly 60 days. Therefore, an insurance policy may not pay out for damages resulting from vandalism or malicious mischief if the dwelling has been left vacant for 60 or more consecutive days.