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In the event of patient mortality with payment for treatment still outstanding, where the patient is uninsured, who is liable for the payment?

A) Hospital
B) Government
C) Patient's Family

1 Answer

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Final answer:

Liability for treatment costs after patient mortality usually falls to the patient's estate, but if the estate cannot pay, it may be addressed by hospitals, charities, insured patients, and taxpayers. The government does not generally absorb these costs directly, except in specific instances via programs like Medicaid.

Step-by-step explanation:

When it comes to patient mortality with payment for treatment outstanding, and the patient is uninsured, the liability for the payment typically falls to the patient's estate. However, if the patient's estate cannot cover the costs, the burden may then fall to a combination of other sources. This can include charities, cost absorptions by the hospital itself, or shifting of costs via higher charges to insured patients and taxpayers due to economic externalities. It is worth noting that laws vary by jurisdiction, and some may hold the family responsible, but in general, the government does not directly assume the debts of deceased uninsured individuals outside of specific programs like Medicaid that may cover certain individuals. Hospitals are partially reimbursed by the government for emergency room care for the indigent, but not all costs are recovered, indicating the complex nature of financial liability in healthcare. As per normative practices and typical legislation, the hospital, charities, and insurers bear the economic impact of unpaid medical bills when a patient dies uninsured. The complexities arise due to the interplay between healthcare providers, government policies, insurance systems, and the societal costs of healthcare that extend to taxpayers and insured individuals.

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