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A patient comes in with a piece of metal shavings in his eye that he got while welding at his job. He has Anthem health insurance through his work. Which of the following insurances would cover his visit?

1) Medicaid
2) Anthem
3) Worker's compensation
4) Disability insurance

1 Answer

5 votes

Final answer:

The most appropriate insurance to cover a visit for an eye injury caused by welding at work is Worker's compensation insurance, as it is designed to cover workplace injuries.

Step-by-step explanation:

If a patient comes into a medical facility with a piece of metal shavings in his eye from welding at his job, Worker's compensation insurance is the appropriate insurance to cover his visit. Worker's compensation insurance is designed specifically to provide benefits to workers who suffer an injury on the job. Since the injury occurred while the patient was working, the employer's workman's compensation insurance should be the primary source of coverage for this workplace injury.

In contrast, Anthem health insurance, which the patient has through work, typically covers a broader range of health issues not limited to workplace incidents. Medicaid is a public healthcare system for low-income individuals and would not be applicable in this scenario if the patient has employer-sponsored insurance. Disability insurance provides financial assistance if an injury leads to a disability, which typically isn't the primary go-to coverage for immediate medical treatment of injuries.

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