Final answer:
The quote "A woman must have money and a room of her own if she is to write fiction" is from Virginia Woolf's essay 'A Room of One's Own' and reflects the need for financial independence and personal space for women in literature.
Step-by-step explanation:
The statement, "A woman must have money and a room of her own if she is to write fiction," was made by the influential British author Virginia Woolf in her extended essay titled A Room of One's Own (1929). In the essay, Woolf discusses the societal and economic obstacles that have historically prevented women from pursuing literary careers. She argues that women need financial independence and personal space to create literature, something that historically, they have been denied. Woolf's work contributed to feminist criticism and remains significant in the field of women's literature.