Question

Assume that in question #10, the mechanic had found that the oil pan screw was loose. A review of the vehicle maintenance records reflected that the oil had been changed at Jiffy Lube only a week ago, and that they must not have screwed it in tight. Would this change your answer to question #10?

(A) No. Randy has to go after Jiffy Lube for the repairs.
(B) Yes. Payment should be $2,420.00 ($2,370.00 plus the $50.00 towing bill).
(C) No. This merely changes the cause to poor maintenance, which is not covered either.
(D) Yes. This was actually proper maintenance from the standpoint of the Insured. The total payment would be $2,320.00 ($2,370.00 less the $100.00 deductible, plus the $50.00 for towing).

Answer 1

The correct answer is (D) Yes. The loose oil pan screw was a result of poor maintenance by Jiffy Lube, and the total payment would be $2,320.00.

Step-by-step explanation:

This question pertains to insurance coverage for a specific repair. In this scenario, the mechanic found that the oil pan screw was loose, which caused damage to the vehicle.

The student asks whether this new information changes the answer to a previous question.

The correct answer to this question is (D) Yes. This was actually proper maintenance from the standpoint of the Insured.

The total payment would be $2,320.00 ($2,370.00 less the $100.00 deductible, plus the $50.00 for towing).

This answer takes into account the fact that the oil change was performed recently and that the loose screw was a result of poor maintenance by Jiffy Lube.

Insurance coverage would likely consider this situation as a claim for proper maintenance, rather than a separate incident or accident, which may have different coverage terms.

Overall, it is important to review the terms of the insurance policy and any related maintenance records to understand the scope of coverage.